Card Payments

Please note - our QA environment does not handle live card information.

You’re free to conduct your testing with the cardnumbers below. You can use any expdate (must be in the future unless you are trying to test an expired card) and we will return a response just like production.

We've setup a dummy Acquired.com issuing bank for these test cards, you'll find the bin response details at the tops of the tables to let test as many scenarios as possible.

Visa | Non-3DS

We've setup a dummy Acquired.com issuing bank for these test cards, you'll find the bin response details at the tops of the tables to let test as many scenarios as possible.

"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"DEBIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}
Cardnumber Response Response Message Description
4000011180138710 1 Transaction Success Payment successfully authorised.
4000016746394707 101 Declined Issuer returned a generic decline.
4000018059242036 216 Declined: Invalid AVS Incorrect AVS details entered.
4000014423759144 218 Declined: Payment Account Not Found Issuer could not locate the bank account associated with cardnumber.
4000014001906836 251 Declined: Fraudulent Issuer classified transaction as fraudulent.
4000016151379482 321 Declined: Revocation of order by Cardholder Issuer blocked the payment at the request of the cardholder.
4000010134596825 323 Declined: Restricted Card Issuer rejected the card details submitted.
4000011569002487 324 Declined: CVV Failure Incorrect cvv entered.
4000017492892993 325 Declined: Card Expired Issuer reported that cardnumber has expired.
4000013576680040 401 Declined: Fraudulent Issuer regards cardnumber as fraudulent.
4000012264949576 402 Declined: Lost or stolen card Issuer has blocked cardnumber as it has been reported lost or stolen.
4000019721988899 403 Declined: Suspected Fraud Issuer classified cardnumber as potentially fraudulent.
4000019037876051 404 Declined: Fraudulent Bank Block Issuer classified cardnumber as fraudulent.
4000016245503162 405 Blocked:BIN Filter (Type) The type of card used is not permitted on your account.
4000012276149330 406 Blocked:BIN Filter (Level) The card level used is not permitted on your account.
4000018128021809 407 Blocked:BIN Filter (Country) The country that issued the card is not permitted on your account.
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"CREDIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}
Cardnumber Response Response Message Description
4000046811673149 1 Transaction Success Payment successfully authorised.
4000049537297763 101 Declined Issuer returned a generic decline.
4000046433222606 216 Declined: Invalid AVS Incorrect AVS details entered.
4000048235234631 218 Declined: Payment Account Not Found Issuer could not locate the bank account associated with cardnumber.
4000048404058480 251 Declined: Fraudulent Issuer classified transaction as fraudulent.
4000040721412672 321 Declined: Revocation of order by Cardholder Issuer blocked the payment at the request of the cardholder.
4000041641536921 323 Declined: Restricted Card Issuer rejected the card details submitted.
4000048625458089 324 Declined: CVV Failure Incorrect cvv entered.
4000041554495909 325 Declined: Card Expired Issuer reported that cardnumber has expired.
4000041749904054 401 Declined: Fraudulent Issuer regards cardnumber as fraudulent.
4000049984937762 402 Declined: Lost or stolen card Issuer has blocked cardnumber as it has been reported lost or stolen.
4000048750512064 403 Declined: Suspected Fraud Issuer classified cardnumber as potentially fraudulent.
4000047876921472 404 Declined: Fraudulent Bank Block Issuer classified cardnumber as fraudulent.
4000040960044038 405 Blocked:BIN Filter (Type) The type of card used is not permitted on your account.
4000045441216378 406 Blocked:BIN Filter (Level) The card level used is not permitted on your account.
4000047574351956 407 Blocked:BIN Filter (Country) The country that issued the card is not permitted on your account.
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"DEBIT","card_level":"STANDARD","issuing_country":"United States","issuing_country_iso2":"US"}
Cardnumber Response Response Message Description
4000993519892747 1 Transaction Success Payment successfully authorised.
4000995725854072 101 Declined Issuer returned a generic decline.
4000993800590067 216 Declined: Invalid AVS Incorrect AVS details entered.
4000993229354939 218 Declined: Payment Account Not Found Issuer could not locate the bank account associated with cardnumber.
4000995776057104 251 Declined: Fraudulent Issuer classified transaction as fraudulent.
4000994731182065 321 Declined: Revocation of order by Cardholder Issuer blocked the payment at the request of the cardholder.
4000996213157242 323 Declined: Restricted Card Issuer rejected the card details submitted.
4000999741064005 324 Declined: CVV Failure Incorrect cvv entered.
4000990493961571 325 Declined: Card Expired Issuer reported that cardnumber has expired.
4000996397018327 401 Declined: Fraudulent Issuer regards cardnumber as fraudulent.
4000991245818309 402 Declined: Lost or stolen card Issuer has blocked cardnumber as it has been reported lost or stolen.
4000994159024237 403 Declined: Suspected Fraud Issuer classified cardnumber as potentially fraudulent.
4000991731771178 404 Declined: Fraudulent Bank Block Issuer classified cardnumber as fraudulent.
4000998335964760 405 Blocked:BIN Filter (Type) The type of card used is not permitted on your account.
4000996508013027 406 Blocked:BIN Filter (Level) The card level used is not permitted on your account.
4000996449523704 407 Blocked:BIN Filter (Country) The country that issued the card is not permitted on your account.
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"CREDIT","card_level":"STANDARD","issuing_country":"United States","issuing_country_iso2":"US"}
Cardnumber Response Code Response Message Description
4000131622851637 1 Transaction Success Payment successfully authorised.
4000132534575595 101 Declined Issuer returned a generic decline.
4000131141747423 216 Declined: Invalid AVS Incorrect AVS details entered.
4000134536224339 218 Declined: Payment Account Not Found Issuer could not locate the bank account associated with cardnumber.
4000138798902086 251 Declined: Fraudulent Issuer classified transaction as fraudulent.
4000134269431713 321 Declined: Revocation of order by Cardholder Issuer blocked the payment at the request of the cardholder.
4000137729537979 323 Declined: Restricted Card Issuer rejected the card details submitted.
4000138014577100 324 Declined: CVV Failure Incorrect cvv entered.
4000130644413210 325 Declined: Card Expired Issuer reported that cardnumber has expired.
4000134512395244 401 Declined: Fraudulent Issuer regards cardnumber as fraudulent.
4000137980134599 402 Declined: Lost or stolen card Issuer has blocked cardnumber as it has been reported lost or stolen.
4000138045847308 403 Declined: Suspected Fraud Issuer classified cardnumber as potentially fraudulent.
4000135125189536 404 Declined: Fraudulent Bank Block Issuer classified cardnumber as fraudulent.
4000131952314644 405 Blocked:BIN Filter (Type) The type of card used is not permitted on your account.
4000133177971562 406 Blocked:BIN Filter (Level) The card level used is not permitted on your account.
4000136397809413 407 Blocked:BIN Filter (Country) The country that issued the card is not permitted on your account.

MasterCard | Non-3DS

"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"DEBIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}
Cardnumber Response Response Message Description
5100019221455924 1 Transaction Success Payment successfully authorised.
5100011326788374 101 Declined Issuer returned a generic decline.
5100016083345300 216 Declined: Invalid AVS Incorrect AVS details entered.
5100011248416989 217 Declined: Incorrect PIN The pin code entered by the cardholder is incorrect. N/A to ECOM/MOTO payments.
5100017672817360 218 Declined: Payment Account Not Found Issuer could not locate the bank account associated with cardnumber.
5100014089698020 251 Declined: Fraudulent Issuer classified transaction as fraudulent.
5100012610568464 301 Declined: Insufficient Funds The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful.
5100012684607842 321 Declined: Revocation of order by Cardholder Issuer blocked the payment at the request of the cardholder.
5100012563788531 323 Declined: Restricted Card Issuer rejected the card details submitted.
5100019228085377 324 Declined: CVV Failure Incorrect cvv entered.
5100016003412487 325 Declined: Card Expired Issuer reported that cardnumber has expired.
5100011283549918 401 Declined: Fraudulent Issuer regards cardnumber as fraudulent.
5100012444577152 402 Declined: Lost or stolen card Issuer has blocked cardnumber as it has been reported lost or stolen.
5100018761693597 403 Declined: Suspected Fraud Issuer classified cardnumber as potentially fraudulent.
5100012020721075 404 Declined: Fraudulent Bank Block Issuer classified cardnumber as fraudulent.
5100012221459707 405 Blocked:BIN Filter (Type) The type of card used is not permitted on your account.
5100013704571646 406 Blocked:BIN Filter (Level) The card level used is not permitted on your account.
5100010090293272 407 Blocked:BIN Filter (Country) The country that issued the card is not permitted on your account.
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"CREDIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}
Cardnumber Response Response Message Description
5100047369001416 1 Transaction Success Payment successfully authorised.
5100041106364724 101 Declined Issuer returned a generic decline.
5100040643312212 216 Declined: Invalid AVS Incorrect AVS details entered.
5100047135288628 217 Declined: Incorrect PIN The pin code entered by the cardholder is incorrect. N/A to ECOM/MOTO payments.
5100043840982340 218 Declined: Payment Account Not Found Issuer could not locate the bank account associated with cardnumber.
5100045761836272 251 Declined: Fraudulent Issuer classified transaction as fraudulent.
5100046788959170 301 Declined: Insufficient Funds The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful.
5100040524351263 321 Declined: Revocation of order by Cardholder Issuer blocked the payment at the request of the cardholder.
5100047499212842 323 Declined: Restricted Card Issuer rejected the card details submitted.
5100041613098096 324 Declined: CVV Failure Incorrect cvv entered.
5100047322808998 325 Declined: Card Expired Issuer reported that cardnumber has expired.
5100042619469398 401 Declined: Fraudulent Issuer regards cardnumber as fraudulent.
5100041313524268 402 Declined: Lost or stolen card Issuer has blocked cardnumber as it has been reported lost or stolen.
5100041675746145 403 Declined: Suspected Fraud Issuer classified cardnumber as potentially fraudulent.
5100046055888060 404 Declined: Fraudulent Bank Block Issuer classified cardnumber as fraudulent.
5100049868120176 405 Blocked:BIN Filter (Type) The type of card used is not permitted on your account.
5100047007264749 406 Blocked:BIN Filter (Level) The card level used is not permitted on your account.
5100049453069648 407 Blocked:BIN Filter (Country) The country that issued the card is not permitted on your account.
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"DEBIT","card_level":"STANDARD","issuing_country":"United States","issuing_country_iso2":"US"}
Cardnumber Response Response Message Description
5100998507007394 1 Transaction Success Payment successfully authorised.
5100990314024548 101 Declined Issuer returned a generic decline.
5100995590625199 216 Declined: Invalid AVS Incorrect AVS details entered.
5100996269688898 217 Declined: Incorrect PIN The pin code entered by the cardholder is incorrect. N/A to ECOM/MOTO payments.
5100994981241302 218 Declined: Payment Account Not Found Issuer could not locate the bank account associated with cardnumber.
5100995610269226 251 Declined: Fraudulent Issuer classified transaction as fraudulent.
5100990255700627 301 Declined: Insufficient Funds The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful.
5100994291051862 321 Declined: Revocation of order by Cardholder Issuer blocked the payment at the request of the cardholder.
5100991841567421 323 Declined: Restricted Card Issuer rejected the card details submitted.
5100996305704923 324 Declined: CVV Failure Incorrect cvv entered.
5100998169731752 325 Declined: Card Expired Issuer reported that cardnumber has expired.
5100998680865915 401 Declined: Fraudulent Issuer regards cardnumber as fraudulent.
5100992691632042 402 Declined: Lost or stolen card Issuer has blocked cardnumber as it has been reported lost or stolen.
5100991753484060 403 Declined: Suspected Fraud Issuer classified cardnumber as potentially fraudulent.
5100994467284255 404 Declined: Fraudulent Bank Block Issuer classified cardnumber as fraudulent.
5100997323191283 405 Blocked:BIN Filter (Type) The type of card used is not permitted on your account.
5100998780956200 406 Blocked:BIN Filter (Level) The card level used is not permitted on your account.
5100995701248972 407 Blocked:BIN Filter (Country) The country that issued the card is not permitted on your account.
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"CREDIT","card_level":"STANDARD","issuing_country":"United States","issuing_country_iso2":"US"}
Cardnumber Response Response Message Description
5100137278221112 1 Transaction Success Payment successfully authorised.
5100132442091640 101 Declined Issuer returned a generic decline.
5100136571007657 216 Declined: Invalid AVS Incorrect AVS details entered.
5100139280390372 217 Declined: Incorrect PIN The pin code entered by the cardholder is incorrect. N/A to ECOM/MOTO payments.
5100133239215525 218 Declined: Payment Account Not Found Issuer could not locate the bank account associated with cardnumber.
5100136267915023 251 Declined: Fraudulent Issuer classified transaction as fraudulent.
5100134366415318 301 Declined: Insufficient Funds The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful.
5100130000838659 321 Declined: Revocation of order by Cardholder Issuer blocked the payment at the request of the cardholder.
5100136881710750 323 Declined: Restricted Card Issuer rejected the card details submitted.
5100139886200132 324 Declined: CVV Failure Incorrect cvv entered.
5100132785311100 325 Declined: Card Expired Issuer reported that cardnumber has expired.
5100133605294468 401 Declined: Fraudulent Issuer regards cardnumber as fraudulent.
5100130862007310 402 Declined: Lost or stolen card Issuer has blocked cardnumber as it has been reported lost or stolen.
5100136441330057 403 Declined: Suspected Fraud Issuer classified cardnumber as potentially fraudulent.
5100131074343881 404 Declined: Fraudulent Bank Block Issuer classified cardnumber as fraudulent.
5100135905366995 405 Blocked:BIN Filter (Type) The type of card used is not permitted on your account.
5100135331975112 406 Blocked:BIN Filter (Level) The card level used is not permitted on your account.
5100138114221753 407 Blocked:BIN Filter (Country) The country that issued the card is not permitted on your account.