Card Payments
Please conduct any tests in our QA environment with the following list of cardnumbers when testing standard authorisation requests (Non 3-D Secure). You must set the expdate value to anything in the future i.e. 062022 (unless you are trying to test an expired card) and we will return a response just like in production.
Looking to test your 3-D Secure flow? Please see here.
We've setup a dummy Acquired.com issuing bank for these test cards, you'll find the bin response details at the tops of the tables to let test as many scenarios as possible.
On this page, you can test both Visa and MasterCard transactions.
Visa | Non-3DS
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"DEBIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}| Cardnumber | Response | Response Message | Description |
|---|---|---|---|
| 4000011180138710 | 1 | Transaction Success | Payment successfully authorised. |
| 4000016746394707 | 101 | Declined | Issuer returned a generic decline. |
| 4000018059242036 | 216 | Declined: Invalid AVS | Incorrect AVS details entered. |
| 4000014423759144 | 218 | Declined: Payment Account Not Found | Issuer could not locate the bank account associated with cardnumber. |
| 4000014001906836 | 251 | Declined: Fraudulent | Issuer classified transaction as fraudulent. |
| 4000016151379482 | 321 | Declined: Revocation of order by Cardholder | Issuer blocked the payment at the request of the cardholder. |
| 4000010134596825 | 323 | Declined: Restricted Card | Issuer rejected the card details submitted. |
| 4000011569002487 | 324 | Declined: CVV Failure | Incorrect cvv entered. |
| 4000017492892993 | 325 | Declined: Card Expired | Issuer reported that cardnumber has expired. |
| 4000013576680040 | 401 | Declined: Fraudulent | Issuer regards cardnumber as fraudulent. |
| 4000012264949576 | 402 | Declined: Lost or stolen card | Issuer has blocked cardnumber as it has been reported lost or stolen. |
| 4000019721988899 | 403 | Declined: Suspected Fraud | Issuer classified cardnumber as potentially fraudulent. |
| 4000019037876051 | 404 | Declined: Fraudulent Bank Block | Issuer classified cardnumber as fraudulent. |
| 4000016245503162 | 405 | Blocked:BIN Filter (Type) | The type of card used is not permitted on your account. |
| 4000012276149330 | 406 | Blocked:BIN Filter (Level) | The card level used is not permitted on your account. |
| 4000018128021809 | 407 | Blocked:BIN Filter (Country) | The country that issued the card is not permitted on your account. |
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"CREDIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}| Cardnumber | Response | Response Message | Description |
|---|---|---|---|
| 4000046811673149 | 1 | Transaction Success | Payment successfully authorised. |
| 4000049537297763 | 101 | Declined | Issuer returned a generic decline. |
| 4000046433222606 | 216 | Declined: Invalid AVS | Incorrect AVS details entered. |
| 4000048235234631 | 218 | Declined: Payment Account Not Found | Issuer could not locate the bank account associated with cardnumber. |
| 4000048404058480 | 251 | Declined: Fraudulent | Issuer classified transaction as fraudulent. |
| 4000040721412672 | 321 | Declined: Revocation of order by Cardholder | Issuer blocked the payment at the request of the cardholder. |
| 4000041641536921 | 323 | Declined: Restricted Card | Issuer rejected the card details submitted. |
| 4000048625458089 | 324 | Declined: CVV Failure | Incorrect cvv entered. |
| 4000041554495909 | 325 | Declined: Card Expired | Issuer reported that cardnumber has expired. |
| 4000041749904054 | 401 | Declined: Fraudulent | Issuer regards cardnumber as fraudulent. |
| 4000049984937762 | 402 | Declined: Lost or stolen card | Issuer has blocked cardnumber as it has been reported lost or stolen. |
| 4000048750512064 | 403 | Declined: Suspected Fraud | Issuer classified cardnumber as potentially fraudulent. |
| 4000047876921472 | 404 | Declined: Fraudulent Bank Block | Issuer classified cardnumber as fraudulent. |
| 4000040960044038 | 405 | Blocked:BIN Filter (Type) | The type of card used is not permitted on your account. |
| 4000045441216378 | 406 | Blocked:BIN Filter (Level) | The card level used is not permitted on your account. |
| 4000047574351956 | 407 | Blocked:BIN Filter (Country) | The country that issued the card is not permitted on your account. |
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"DEBIT","card_level":"STANDARD","issuing_country":"United States","issuing_country_iso2":"US"}| Cardnumber | Response | Response Message | Description |
|---|---|---|---|
| 4000993519892747 | 1 | Transaction Success | Payment successfully authorised. |
| 4000995725854072 | 101 | Declined | Issuer returned a generic decline. |
| 4000993800590067 | 216 | Declined: Invalid AVS | Incorrect AVS details entered. |
| 4000993229354939 | 218 | Declined: Payment Account Not Found | Issuer could not locate the bank account associated with cardnumber. |
| 4000995776057104 | 251 | Declined: Fraudulent | Issuer classified transaction as fraudulent. |
| 4000994731182065 | 321 | Declined: Revocation of order by Cardholder | Issuer blocked the payment at the request of the cardholder. |
| 4000996213157242 | 323 | Declined: Restricted Card | Issuer rejected the card details submitted. |
| 4000999741064005 | 324 | Declined: CVV Failure | Incorrect cvv entered. |
| 4000990493961571 | 325 | Declined: Card Expired | Issuer reported that cardnumber has expired. |
| 4000996397018327 | 401 | Declined: Fraudulent | Issuer regards cardnumber as fraudulent. |
| 4000991245818309 | 402 | Declined: Lost or stolen card | Issuer has blocked cardnumber as it has been reported lost or stolen. |
| 4000994159024237 | 403 | Declined: Suspected Fraud | Issuer classified cardnumber as potentially fraudulent. |
| 4000991731771178 | 404 | Declined: Fraudulent Bank Block | Issuer classified cardnumber as fraudulent. |
| 4000998335964760 | 405 | Blocked:BIN Filter (Type) | The type of card used is not permitted on your account. |
| 4000996508013027 | 406 | Blocked:BIN Filter (Level) | The card level used is not permitted on your account. |
| 4000996449523704 | 407 | Blocked:BIN Filter (Country) | The country that issued the card is not permitted on your account. |
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"CREDIT","card_level":"STANDARD","issuing_country":"United States","issuing_country_iso2":"US"}| Cardnumber | Response Code | Response Message | Description |
|---|---|---|---|
| 4000131622851637 | 1 | Transaction Success | Payment successfully authorised. |
| 4000132534575595 | 101 | Declined | Issuer returned a generic decline. |
| 4000131141747423 | 216 | Declined: Invalid AVS | Incorrect AVS details entered. |
| 4000134536224339 | 218 | Declined: Payment Account Not Found | Issuer could not locate the bank account associated with cardnumber. |
| 4000138798902086 | 251 | Declined: Fraudulent | Issuer classified transaction as fraudulent. |
| 4000134269431713 | 321 | Declined: Revocation of order by Cardholder | Issuer blocked the payment at the request of the cardholder. |
| 4000137729537979 | 323 | Declined: Restricted Card | Issuer rejected the card details submitted. |
| 4000138014577100 | 324 | Declined: CVV Failure | Incorrect cvv entered. |
| 4000130644413210 | 325 | Declined: Card Expired | Issuer reported that cardnumber has expired. |
| 4000134512395244 | 401 | Declined: Fraudulent | Issuer regards cardnumber as fraudulent. |
| 4000137980134599 | 402 | Declined: Lost or stolen card | Issuer has blocked cardnumber as it has been reported lost or stolen. |
| 4000138045847308 | 403 | Declined: Suspected Fraud | Issuer classified cardnumber as potentially fraudulent. |
| 4000135125189536 | 404 | Declined: Fraudulent Bank Block | Issuer classified cardnumber as fraudulent. |
| 4000131952314644 | 405 | Blocked:BIN Filter (Type) | The type of card used is not permitted on your account. |
| 4000133177971562 | 406 | Blocked:BIN Filter (Level) | The card level used is not permitted on your account. |
| 4000136397809413 | 407 | Blocked:BIN Filter (Country) | The country that issued the card is not permitted on your account. |
MasterCard | Non-3DS
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"DEBIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}| Cardnumber | Response | Response Message | Description |
|---|---|---|---|
| 5100019221455924 | 1 | Transaction Success | Payment successfully authorised. |
| 5100011326788374 | 101 | Declined | Issuer returned a generic decline. |
| 5100016083345300 | 216 | Declined: Invalid AVS | Incorrect AVS details entered. |
| 5100011248416989 | 217 | Declined: Incorrect PIN | The pin code entered by the cardholder is incorrect. N / A to ECOM / MOTO payments. |
| 5100017672817360 | 218 | Declined: Payment Account Not Found | Issuer could not locate the bank account associated with cardnumber. |
| 5100014089698020 | 251 | Declined: Fraudulent | Issuer classified transaction as fraudulent. |
| 5100012610568464 | 301 | Declined: Insufficient Funds | The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful. |
| 5100012684607842 | 321 | Declined: Revocation of order by Cardholder | Issuer blocked the payment at the request of the cardholder. |
| 5100012563788531 | 323 | Declined: Restricted Card | Issuer rejected the card details submitted. |
| 5100019228085377 | 324 | Declined: CVV Failure | Incorrect cvv entered. |
| 5100016003412487 | 325 | Declined: Card Expired | Issuer reported that cardnumber has expired. |
| 5100011283549918 | 401 | Declined: Fraudulent | Issuer regards cardnumber as fraudulent. |
| 5100012444577152 | 402 | Declined: Lost or stolen card | Issuer has blocked cardnumber as it has been reported lost or stolen. |
| 5100018761693597 | 403 | Declined: Suspected Fraud | Issuer classified cardnumber as potentially fraudulent. |
| 5100012020721075 | 404 | Declined: Fraudulent Bank Block | Issuer classified cardnumber as fraudulent. |
| 5100012221459707 | 405 | Blocked:BIN Filter (Type) | The type of card used is not permitted on your account. |
| 5100013704571646 | 406 | Blocked:BIN Filter (Level) | The card level used is not permitted on your account. |
| 5100010090293272 | 407 | Blocked:BIN Filter (Country) | The country that issued the card is not permitted on your account. |
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"CREDIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}| Cardnumber | Response | Response Message | Description |
|---|---|---|---|
| 5100047369001416 | 1 | Transaction Success | Payment successfully authorised. |
| 5100041106364724 | 101 | Declined | Issuer returned a generic decline. |
| 5100040643312212 | 216 | Declined: Invalid AVS | Incorrect AVS details entered. |
| 5100047135288628 | 217 | Declined: Incorrect PIN | The pin code entered by the cardholder is incorrect. N / A to ECOM / MOTO payments. |
| 5100043840982340 | 218 | Declined: Payment Account Not Found | Issuer could not locate the bank account associated with cardnumber. |
| 5100045761836272 | 251 | Declined: Fraudulent | Issuer classified transaction as fraudulent. |
| 5100046788959170 | 301 | Declined: Insufficient Funds | The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful. |
| 5100040524351263 | 321 | Declined: Revocation of order by Cardholder | Issuer blocked the payment at the request of the cardholder. |
| 5100047499212842 | 323 | Declined: Restricted Card | Issuer rejected the card details submitted. |
| 5100041613098096 | 324 | Declined: CVV Failure | Incorrect cvv entered. |
| 5100047322808998 | 325 | Declined: Card Expired | Issuer reported that cardnumber has expired. |
| 5100042619469398 | 401 | Declined: Fraudulent | Issuer regards cardnumber as fraudulent. |
| 5100041313524268 | 402 | Declined: Lost or stolen card | Issuer has blocked cardnumber as it has been reported lost or stolen. |
| 5100041675746145 | 403 | Declined: Suspected Fraud | Issuer classified cardnumber as potentially fraudulent. |
| 5100046055888060 | 404 | Declined: Fraudulent Bank Block | Issuer classified cardnumber as fraudulent. |
| 5100049868120176 | 405 | Blocked:BIN Filter (Type) | The type of card used is not permitted on your account. |
| 5100047007264749 | 406 | Blocked:BIN Filter (Level) | The card level used is not permitted on your account. |
| 5100049453069648 | 407 | Blocked:BIN Filter (Country) | The country that issued the card is not permitted on your account. |
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"DEBIT","card_level":"STANDARD","issuing_country":"United States","issuing_country_iso2":"US"}| Cardnumber | Response | Response Message | Description |
|---|---|---|---|
| 5100998507007394 | 1 | Transaction Success | Payment successfully authorised. |
| 5100990314024548 | 101 | Declined | Issuer returned a generic decline. |
| 5100995590625199 | 216 | Declined: Invalid AVS | Incorrect AVS details entered. |
| 5100996269688898 | 217 | Declined: Incorrect PIN | The pin code entered by the cardholder is incorrect. N / A to ECOM / MOTO payments. |
| 5100994981241302 | 218 | Declined: Payment Account Not Found | Issuer could not locate the bank account associated with cardnumber. |
| 5100995610269226 | 251 | Declined: Fraudulent | Issuer classified transaction as fraudulent. |
| 5100990255700627 | 301 | Declined: Insufficient Funds | The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful. |
| 5100994291051862 | 321 | Declined: Revocation of order by Cardholder | Issuer blocked the payment at the request of the cardholder. |
| 5100991841567421 | 323 | Declined: Restricted Card | Issuer rejected the card details submitted. |
| 5100996305704923 | 324 | Declined: CVV Failure | Incorrect cvv entered. |
| 5100998169731752 | 325 | Declined: Card Expired | Issuer reported that cardnumber has expired. |
| 5100998680865915 | 401 | Declined: Fraudulent | Issuer regards cardnumber as fraudulent. |
| 5100992691632042 | 402 | Declined: Lost or stolen card | Issuer has blocked cardnumber as it has been reported lost or stolen. |
| 5100991753484060 | 403 | Declined: Suspected Fraud | Issuer classified cardnumber as potentially fraudulent. |
| 5100994467284255 | 404 | Declined: Fraudulent Bank Block | Issuer classified cardnumber as fraudulent. |
| 5100997323191283 | 405 | Blocked:BIN Filter (Type) | The type of card used is not permitted on your account. |
| 5100998780956200 | 406 | Blocked:BIN Filter (Level) | The card level used is not permitted on your account. |
| 5100995701248972 | 407 | Blocked:BIN Filter (Country) | The country that issued the card is not permitted on your account. |
"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"CREDIT","card_level":"STANDARD","issuing_country":"United States","issuing_country_iso2":"US"}| Cardnumber | Response | Response Message | Description |
|---|---|---|---|
| 5100137278221112 | 1 | Transaction Success | Payment successfully authorised. |
| 5100132442091640 | 101 | Declined | Issuer returned a generic decline. |
| 5100136571007657 | 216 | Declined: Invalid AVS | Incorrect AVS details entered. |
| 5100139280390372 | 217 | Declined: Incorrect PIN | The pin code entered by the cardholder is incorrect. N / A to ECOM / MOTO payments. |
| 5100133239215525 | 218 | Declined: Payment Account Not Found | Issuer could not locate the bank account associated with cardnumber. |
| 5100136267915023 | 251 | Declined: Fraudulent | Issuer classified transaction as fraudulent. |
| 5100134366415318 | 301 | Declined: Insufficient Funds | The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful. |
| 5100130000838659 | 321 | Declined: Revocation of order by Cardholder | Issuer blocked the payment at the request of the cardholder. |
| 5100136881710750 | 323 | Declined: Restricted Card | Issuer rejected the card details submitted. |
| 5100139886200132 | 324 | Declined: CVV Failure | Incorrect cvv entered. |
| 5100132785311100 | 325 | Declined: Card Expired | Issuer reported that cardnumber has expired. |
| 5100133605294468 | 401 | Declined: Fraudulent | Issuer regards cardnumber as fraudulent. |
| 5100130862007310 | 402 | Declined: Lost or stolen card | Issuer has blocked cardnumber as it has been reported lost or stolen. |
| 5100136441330057 | 403 | Declined: Suspected Fraud | Issuer classified cardnumber as potentially fraudulent. |
| 5100131074343881 | 404 | Declined: Fraudulent Bank Block | Issuer classified cardnumber as fraudulent. |
| 5100135905366995 | 405 | Blocked:BIN Filter (Type) | The type of card used is not permitted on your account. |
| 5100135331975112 | 406 | Blocked:BIN Filter (Level) | The card level used is not permitted on your account. |
| 5100138114221753 | 407 | Blocked:BIN Filter (Country) | The country that issued the card is not permitted on your account. |